It is not exactly a secret that there are identity thieves that prey upon those whose personal information they can acquire. Once a social security number of a bank account is acquired by a identity thief, all manner of financial troubles can emerge. In addition to finding out credit card debts have been amassed in your name, many will use your data for work purposes leaving you in trouble with the IRS.
Identity Theft
This is why a identity theft protection service such as LifeLock becomes so appealing. The company makes claims of being able to safeguard you from identity thieves. Can it actually do this or is the service mere hype?
LifeLock does offer a comprehensive approach to ensuring your identity is safeguarded. Monitoring of your personal bank accounts is performed in order to be sure that no unauthorized activity is occurring.
In addition to monitoring your personal data, the service will also act immediately and respond if something out of the ordinary appears to take place. Normally, the service will call you directly and inform you of what activity appears suspicious to them. At this point, you can take the necessary steps to put a stop to any unauthorized use of your identity. You can contact law enforcement and stop any serious problems before they occur. Without access to a monitoring service, you may never realize your personal data is being used without your authorization until it is too late.
There is another added benefit to signing on with LifeLock. The service will perform a comprehensive review of your credit report. The reason this is important is it will allow you to determine whether or not false data from any identity theft that occurred prior to signing on with the service. If problems exist on the credit report, you have the ability to take the necessary steps to deal with the issue.
There is another excellent benefit to signing up with LifeLock. A $1 million guarantee will cover the costs of professional services to those that have become a victim of identity theft while subscribing to the service. There is also identity theft insurance weaved into the subscription package.
LifeLock has been prominently featured in a host of radio commercials greatly hyping the service. The service, however, is not all hype and does have much to offer those seeking a legitimate and reliable means of avoiding being a victim of identity theft. Considering the serious ramifications of having your identity service, such a service is an enormous help.